Skip to main content

Careers

Search Jobs

H.B. Fuller employees click here to apply for current openings.

Credit Analyst

Mindelo, Porto, Portugal

Hybrid - Remote/Onsite

Apply Now Apply Later

As the largest pureplay adhesives company in the world, H.B. Fuller’s (NYSE: FUL) innovative, functional coatings, adhesives and sealants enhance the quality, safety and performance of products people use every day. Founded in 1887, with 2024 revenue of $3.6 billion, our mission to Connect What Matters is brought to life by more than 7,500 global team members who collaborate with customers across more than 30 market segments in over 140 countries to develop highly specified solutions that enable customers to bring world-changing innovations to their end markets. Learn more at www.hbfuller.com.

The Role?

The Credit Analyst reports to the Credit & Collections Team Leader and their primary responsibility is to perform customer risk assessment and risk mitigation to minimize bad debt expense and maximize sales.
They are part of the escalation process within the team troubleshooting and supporting junior staff before escalating to the Credit Team Leader.
This position also supports monthly A/R reporting.


Who WE are?

In Global Finance Services we thrive to embrace differences making sure everyone feels heard and valued. We believe that a rich tapestry of backgrounds, experiences, nationalities, and perspectives fuels innovation. We offer flexible career paths tailored to your strengths and aspirations. Our culture recognizes and supports everyone’s individual journey, fostering an inclusive workplace where everyone succeeds though a collaborative environment. As a result, for the past 4 years H.B. Fuller has been recognized as one of the 'Best Companies to Work For' by Exame magazine.

Why join H.B. Fuller?

Are you a creative and enthusiastic individual with innovative ideas to challenge the way things are being done? Do you relate with the saying: Do it right the first time? So do WE!

Are you looking for a company where people’s development is consistently a blue chip for all?

We provide training, coaching and mentorship programs worldwide and are committed to challenging ourselves to create opportunities for our employees. Our Global Finance Services Team has grown by more than 50% in the past 5 years.  


What will YOU do?

Customer risk assessment and mitigation (40%)

  • Assesses customer credit condition based on HBF experience, sales input, agency reports, and financial/bank status.
  • Assigns risk ratings and establishes credit limits within authority level or recommends limits that exceed authority.
  • Collaborates with sales and customers to mitigate marginal risk situations and escalates to Manager when appropriate.
  • Timing of risk assessments are within established service agreements.

Order holds for over limit and aging conditions (25%)

  • Address customer orders held systematically for over limit and aging conditions with appropriate HBF resource -Manager, Customer Service, Sales, or Customer based on the issues and scope of the exposure.  
  • Updates credit risk assessment and recommends changes in credit limits in response to changes in sales volumes.

Escalation of Collection Issues (20%)

  • Determines appropriate next steps for collection action after C&C reps have executed routing follow up without success.
  • Collaborates with Sales Managers to determine best approach with customers for delinquency issues and future orders.
  • Recommends options and/or escalates delinquency issues to Manager for complex issues (payment agreements, placements).
  • Respond to customer insolvency situations to minimize bad debt expense—submit documents to agencies/courts as required.

Support for reporting and transaction processing as assigned by Manager (15%)

  • Execute queries and assemble established reports for department management reporting or audit processes.
  • Respond to audit inquiries and provide support for controls, reports, or transactions as needed.
  • Provide back up support for A/R Team Leader if needed.

Minimum Requirements

  • College Degree in Business, Finance, or Accounting (preferred but not exclusive).
  • Ability to work independently with good troubleshooting and negotiation skills.
  • 1 year of commensurate commercial credit experience.
  • Fluent in English
  • Intermediate Microsoft office skills (specifically excel).

#LI-AL1

#LI-Hybrid

H.B. Fuller is an Equal Employment Opportunity employer and proud to have created a collaborative culture where employees around the world are seen, heard, and respected. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or marital status or status as a protected veteran, or any other legally protected classification.

H.B. Fuller does not accept unsolicited resumes from recruiters, employment agencies, or staffing firms. To conduct business with H.B. Fuller, a written service agreement must be executed by Human Resources prior to submitting any information relating to a potential candidate. Without a signed service agreement, H.B. Fuller shall not be obligated for payment of any fee or compensation.

Recently Viewed Jobs

No jobs have been viewed recently.

Learn More About Us